Composite examples; model numbers, ages, and prices are accurate to typical scope.
Beverly Hills Β· Wolf CT36G induction cooktop, year 3
Owner dropped a heavy cast-iron Dutch oven on the cooktop, star-pattern crack from the impact point. Real crack, replacement required. Documented for homeowner insurance, customer filed claim, insurer paid $1,700 minus $500 deductible. Schott Ceran replacement, 4-week lead from German distribution. Total: $2,200 ($89 plus $1,800 part plus $310 labor); customer net out-of-pocket $500 after insurance.
Pasadena Β· Whirlpool 30-inch radiant glass-top, 11 years old
Owner reported "cracks all over the cooktop", was about to order $700 replacement glass. Diagnostic with polishing compound: marks polished away, no real cracks. Decade of cast-iron pan drag. Total: $89 diagnostic only. Customer continued using existing cooktop, ordered Cerama Bryte for ongoing maintenance.
Marina del Rey Β· Thermador CIT304 induction cooktop, year 5
Customer noticed thermal-stress crack pattern from a cold pan placed on a hot zone. Real crack, replacement required. Schott Ceran 5-week lead. Total: $89 plus $1,650 glass plus $310 labor = $1,800. Insurance attempted, denied (policy excluded thermal stress as user error), customer paid out-of-pocket. Year-5 Thermador, replacement clearly the right call.
West Hollywood Β· Samsung NE63 30-inch glass-top, year 4
Kid impact crack on left side. Customer's policy covered, $620 replacement glass plus $200 labor, total $820. Insurance covered after $250 deductible. Customer net $250.